There’s more to life insurance than taking care of loved ones if you pass away. Life insurance can also be an essential part of a financial plan. In addition to helping to protect loved ones financially with a death benefit, some products can grow money on a tax-advantaged basis that can be used during one’s lifetime. The ability to meet more than one need makes life insurance a product that adds valuable flexibility to any portfolio. Talk to your financial professional if you think life insurance might be right for you.
Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.
Homeowner's insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowner's insurance also provides liability coverage against accidents in the home or on the property.
Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person's injuries or property damage.
An auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
Insurance policies that provide coverage for boats and personal watercraft. Watercraft insurance, also known as boat and personal watercraft insurance, often include towing and wreckage removal, as well as fuel spill indemnification. This type of insurance may be purchased for sailboats, house boats, and pontoon boats, as well as other watercraft up to a certain size and value.